General terms and conditions of use

This website www.workcafé.es is owned by BANCO SANTANDER, S.A. (hereinafter, "Banco Santander"), an entity registered with the Bank of Spain under registration number 0049, with registered office in Paseo de Pereda, 9-12, Santander and tax identification number A-39000013.

Please read the following general terms and conditions carefully. By accessing this address and any of its pages (hereinafter, the "Website"), you will be considered a user (hereinafter, the “User”). From the moment they access the Website, all Users, whether registered or not, accept, without any reservation, the content of these General Terms and Conditions of Use.  Access to any of the pages of this Website may be limited by the laws and provisions of the different jurisdictions.

User responsibility and warranty

For example, and without limitation, it is the responsibility of the User:

1.     To use the information and content provided on the Website in accordance with current legislation, the principles of good faith and generally accepted uses, and not to breach public policy or the provisions of this Legal Notice with their actions through the Website. In this sense, Users undertake to make a lawful, diligent, honest and proper use of any information and/or content to which they have access through the Website.

Therefore, the following is expressly prohibited:

·       any use for unlawful purposes or purposes that jeopardise or prevent, may damage and/or overload, in any way, the use and normal operation of the Website, or that directly or indirectly threatens it or any third party;

·       any use for unlawful purposes or purposes that jeopardise or prevent, may damage and/or overload, in any way, the use and normal operation of the Website, or that directly or indirectly threatens it or any third party;

·       the introduction or spreading of computer viruses that may cause unauthorised alterations of the content or systems that comprise the Website;

·       the sending or other distribution of content that may violate any applicable law or infringe any right of any party.

Banco Santander reserves the right to deny any attempt to access the Website in cases where there is improper use of the Website, or when any of the stipulations established in this Legal Notice or of the specific provisions applicable to them are breached.

The User will be solely responsible for the use of the Website and for compliance with this Legal Notice in its entirety. Any violation of this Legal Notice may result in out-of-court or civil or criminal legal proceedings against the User, who will hold Banco Santander and Santander Group companies harmless in view of any monetary claims, court claims or loss that the User may suffer as a result of such infringement.

Banco Santander responsibility and warranty

Content

“Banco Santander” has obtained the information and materials included on the Website from sources considered reliable; however, although reasonable measures have been taken to ensure that the information is correct, “Banco Santander” does not warrant that it is accurate, complete or up to date and, consequently, it should not be trusted as if it were. Santander Group expressly declines any liability for error or omission in the information contained on the pages of this Website.

“Banco Santander” reserves the right to modify, suspend, cancel or restrict the content of the Website and the links or information obtained through it, without prior notice.

Under no circumstances will “Banco Santander”, its branches and/or its directors, employees and authorised personnel be liable for any type of damages, losses, claims or expenses of any kind, whether or not they arise from the use of the Website, the information acquired or accessed by or through it, computer viruses, operational failures or interruptions in the service or transmission, or faults in the line; the use of the Website, both by direct connection or by link or other means, constitutes a warning to any User that these events are possible.

It is forbidden to transmit or send through the Website any illegal or unlawful content, computer viruses or messages that, in general, affect or violate the rights of "Banco Santander" or third parties.

 “Banco Santander” is not liable for websites not belonging to it that can be accessed through links or any content made available by third parties. Any use of a link or access to a website not belonging to it is made at the exclusive will and risk of the User. Santander Group does not recommend or warrant any information obtained by or through a link, nor is it liable for any loss, claim or damage arising from the use or misuse of a link, or the information obtained through it, including other links or websites, interruption in the service or access, or an attempt to use or misuse a link, both when accessing the Website and when accessing the information of other websites from the Website.

On some occasions, this Website uses its own and third-party cookies to improve our services by analysing your browsing habits.

Cookies are filing systems that are stored on the computer of the User who browses via the internet and that, in particular, contains a number that makes it possible to uniquely identify the User's computer, even if it changes location or IP address.

The Website is accessible without the need for cookies to be activated, although their deactivation may prevent it from functioning properly.

If you browse the Website, we understand that you accept its use; we recommend that you read our Cookies Policy carefully to obtain detailed information about the cookies used by this Website, the purposes of their use, as well as how to object or revoke your consent to their use.

Industrial and intellectual property

This Website is owned by BANCO SANTANDER, S.A.

The Intellectual and Industrial Property rights and exploitation and reproduction rights of this Website, its pages, screens, the information they contain, its appearance, structure and design, source code, audio files and software, as well as the links ("hyperlinks") that are established from it to other websites of any company belonging to "Banco Santander", are owned, have been transferred to or are subject to licence in favour of the Bank or the companies of "Banco Santander", unless otherwise specified.

All names, designs and/or logos that comprise this Website are duly registered trademarks. Any improper use thereof by a person other than its legitimate owner may be pursued under current legislation.

The intellectual property rights and trademarks of third parties are duly highlighted and must be respected by anyone who accesses the Website. The content of any page of this Website may only be downloaded, copied or printed for personal and private use. It is prohibited to reproduce, publicly communicate, distribute, assign or transmit, amend or delete the information, content or notices on this Website without the prior, written permission of Banco Santander, S.A.

Governing law

These general terms and conditions will be governed by Spanish law.

Banco Santander and the User submit to the jurisdiction of the courts of the city of Madrid for any issues that may arise or actions that may be taken as a result of the services and content of the Website, as well as regarding the interpretation, application, compliance with or breach of these general terms and conditions.

© Banco Santander, S.A. All rights reserved.